The term “pay yourself first” is very popular in the world of personal finances. Here’s what it means.
Author Archives: Iliyana & Fhram
Why Budgeting is One of the Best Financial Habits
Being in control of your money allows you to make the best use of it. One of the most helpful changes you could make is creating and managing a realistic budget.
Why You Need an Emergency Fund
An emergency fund is a sum of money that you have easily at your disposal, but you don’t use it unless it’s necessary. Here’s why you need it.
5 Questions to Ask Before Buying Something
One of the worst money habits is buying mindlessly and out of impulse. Here are 5 questions to ask before you make your next purchase.
How to Save Money Like the Japanese: Kakebo
Kakebo is a century-old Japanese philosophy for saving money that is far more effective than any other budgeting method. Here’s why and how.
Why Improving Your Financial Literacy Matters
Financial freedom is the ultimate goal for many but to get there, you need to master financial literacy first.
How to Think About Your Money Priorities
How well you manage your money depends on the decisions that you make. Here’s how you should prioritise where your money goes.
What is the Difference Between Good and Bad Debt
Not all debt is bad. Here’s how to classify which debt can be positive and which debt you should absolutely avoid.
Top 5 Spending Mistakes Most People Make
No one teaches us what to do with our money once we start earning a salary. Here are the top 5 money mistakes we all make or have made.
How to Set Up Your Financial Objectives
The beginning of the new year is a great time to set your personal finance objectives. Here’s how to go about it.
Money Mastering 